[회계학] [회계학]현가계수표(Time Value of Money)

[공무원사랑]

연금액의 미래 가치
연금액의 미래 가치 (f/a)i,n = [(1+i)^n -1]/i
기간수	이자율(i)
(n)	0.01	0.05	0.08	0.1	0.12	0.14	0.16	0.2	0.24	0.3
1	1	1	1	1	1	1	1	1	1	1
2	2.01	2.05	2.08	2.1	2.12	2.14	2.16	2.2	2.24	2.3
3	3.0301	3.1525	3.2464	3.31	3.3744	3.4396	3.5056	3.64	3.7776	3.99
4	4.0604	4.3101	4.5061	4.641	4.7793	4.9211	5.0665	5.368	5.6842	6.187
5	5.101	5.5256	5.8666	6.1051	6.3528	6.6101	6.8771	7.4416	8.0484	9.0431
6	6.152	6.8019	7.3359	7.7156	8.1152	8.5355	8.9775	9.9299	10.9801	12.756
7	7.2135	8.142	8.9228	9.4872	10.089	10.7305	11.4139	12.9159	14.6153	17.5828
8	8.2857	9.5491	10.6366	11.4359	12.2997	13.2328	14.2401	16.4991	19.1229	23.8577
9	9.3685	11.0266	12.4876	13.5795	14.7757	16.0853	17.5185	20.7989	24.7125	32.015
10	10.4622	12.5779	14.4866	15.9374	17.5487	19.3373	21.3215	25.9587	31.6434	42.6195
11	11.5668	14.2068	16.6455	18.5312	20.6546	23.0445	25.7329	32.1504	40.2379	56.4053
12	12.6825	15.9171	18.9771	21.3843	24.1331	27.2707	30.8502	39.5805	50.895	74.327
13	13.8093	17.713	21.4953	24.5227	28.0291	32.0887	36.7862	48.4966	64.1097	97.625
14	14.9474	19.5986	24.2149	27.975	32.3926	37.5811	43.672	59.1959	80.4961	127.9125
15	16.0969	21.5786	27.1521	31.7725	37.2797	43.8424	51.6595	72.0351	100.8151	167.2863
16	17.2579	23.6575	30.3243	35.9497	42.7533	50.9804	60.925	87.4421	126.0108	218.4722
17	18.4304	25.8404	33.7502	40.5447	48.8837	59.1176	71.673	105.9306	157.2534	285.0139
18	19.6147	28.1324	37.4502	45.5992	55.7497	68.3941	84.1407	128.1167	195.9942	371.518
19	20.8109	30.539	41.4463	51.1591	63.4397	78.9692	98.6032	154.74	244.0328	483.9734
20	22.019	33.066	45.762	57.275	72.0524	91.0249	115.3797	186.688	303.6006	630.1655
연금액의 현재가치
연금액의 현재 가치 (p/a)i,n = [(1+i)^n -1]/[i*(1+i)^n]
기간수	이자율(i)
(n)	0.01	0.05	0.08	0.1	0.12	0.14	0.16	0.2	0.24	0.3
1	0.9901	0.9524	0.9259	0.9091	0.8929	0.8772	0.8621	0.8333	0.8065	0.7692
2	1.9704	1.8594	1.7833	1.7355	1.6901	1.6467	1.6052	1.5278	1.4568	1.3609
3	2.941	2.7232	2.5771	2.4869	2.4018	2.3216	2.2459	2.1065	1.9813	1.8161
4	3.902	3.546	3.3121	3.1699	3.0373	2.9137	2.7982	2.5887	2.4043	2.1662
5	4.8534	4.3295	3.9927	3.7908	3.6048	3.4331	3.2743	2.9906	2.7454	2.4356
6	5.7955	5.0757	4.6229	4.3553	4.1114	3.8887	3.6847	3.3255	3.0205	2.6427
7	6.7282	5.7864	5.2064	4.8684	4.5638	4.2883	4.0386	3.6046	3.2423	2.8021
8	7.6517	6.4632	5.7466	5.3349	4.9676	4.6389	4.3436	3.8372	3.4212	2.9247
9	8.566	7.1078	6.2469	5.759	5.3282	4.9464	4.6065	4.031	3.5655	3.019
10	9.4713	7.7217	6.7101	6.1446	5.6502	5.2161	4.8332	4.1925	3.6819	3.0915
11	10.3676	8.3064	7.139	6.4951	5.9377	5.4527	5.0286	4.3271	3.7757	3.1473
12	11.2551	8.8633	7.5361	6.8137	6.1944	5.6603	5.1971	4.4392	3.8514	3.1903
13	12.1337	9.3936	7.9038	7.1034	6.4235	5.8424	5.3423	4.5327	3.9124	3.2233
14	13.0037	9.8986	8.2442	7.3667	6.6282	6.0021	5.4675	4.6106	3.9616	3.2487
15	13.8651	10.3797	8.5595	7.6061	6.8109	6.1422	5.5755	4.6755	4.0013	3.2682
16	14.7179	10.8378	8.8514	7.8237	6.974	6.2651	5.6685	4.7296	4.0333	3.2832
17	15.5623	11.2741	9.1216	8.0216	7.1196	6.3729	5.7487	4.7746	4.0591	3.2948
18	16.3983	11.6896	9.3719	8.2014	7.2497	6.4674	5.8178	4.8122	4.0799	3.3037
19	17.226	12.0853	9.6036	8.3649	7.3658	6.5504	5.8775	4.8435	4.0967	3.3105
20	18.0456	12.4622	9.8181	8.5136	7.4694	6.6231	5.9288	4.8696	4.1103	3.3158